Frequently Asked Questions

What are unclaimed funds?

Unclaimed funds are financial assets that have been turned over to the state after the original owner or their heirs failed to claim them for a period of time. These can include dormant bank accounts, uncashed checks, insurance proceeds, security deposits, tax refunds, and more. In Georgia alone, hundreds of millions of dollars sit unclaimed every year.

How do I know if I have unclaimed funds?

Many people are unaware they have unclaimed funds. Common reasons include moving without updating your address, forgetting about old accounts, or inheriting funds from a deceased relative. Our team searches state and federal databases on your behalf to identify any funds that may belong to you.

Who is eligible to file a claim?

Any individual, business, or estate that is the rightful owner of unclaimed property held by the state may file a claim. This includes heirs and beneficiaries of deceased individuals. If you are unsure whether you qualify, contact us for a free consultation.

How do I get started?

Simply complete our Start Your Claim form with your basic contact information. Our team will conduct a free search of state and federal databases and contact you if we locate funds in your name. There is no obligation and no upfront cost.

Is there any upfront cost to use your service?

Absolutely not. We operate on a 100% contingency basis, meaning you pay nothing upfront and nothing out of pocket. Our fee is a percentage of the funds we successfully recover on your behalf — and only after you receive your money.

What is your fee if you recover funds?

Our fee is a percentage of the recovered amount, agreed upon before we begin work on your behalf. The exact percentage depends on the complexity of the claim and the amount involved. We are fully transparent about our fee structure — there are no hidden charges or surprise costs.

What if you don't find any funds?

If our search does not locate any funds belonging to you, there is no charge whatsoever. You have nothing to lose by letting us search on your behalf.

How long does the recovery process take?

Timelines vary depending on the state, the type of property, and the complexity of the claim. Simple claims can be resolved in as little as 60–90 days. More complex cases involving estates or multiple claimants may take 6–12 months. We keep you informed throughout the entire process.

What documents will I need to provide?

Typically you will need to provide a government-issued photo ID, proof of your Social Security number, and documentation establishing your connection to the funds (such as proof of address, account statements, or estate documents). We guide you through exactly what is needed for your specific claim.

Can I file a claim myself without using a recovery service?

Yes, you can file directly with the state at no cost. However, the process can be time-consuming, paperwork-intensive, and confusing — especially for larger or more complex claims. Our team handles everything on your behalf, increasing the likelihood of a successful and complete recovery.

Do you handle claims outside of Georgia?

Our primary focus is Georgia unclaimed property, but we do assist with claims in other states on a case-by-case basis. Contact us to discuss your specific situation and we will let you know how we can help.

Is my personal information safe?

Yes. We treat your personal information with the utmost confidentiality. We never sell or share your data with third parties. All information you provide is used solely for the purpose of identifying and recovering your unclaimed funds.

Is Immunity Funds Recovery a licensed company?

Yes. We are a licensed and compliant unclaimed property recovery firm operating in accordance with Georgia state regulations. We maintain all required licenses and adhere to strict ethical standards in everything we do.